What is Business insurance?

Our vision at Maurice Trapp Group is to give you “A Certain Future”.  With the correct business insurance in place you’re protected when the unexpected occurs.  

It’s there for you when things can and do go wrong to help keep your business afloat and give you greater financial protection.  We strip away any confusion about what insurance you should have, and replace it with easy to understand advice and assistance. 

It gives you, your people and your business the opportunity to carry on with its primary tasks without uncertainty. 

The best insurance you can have is advice from your professional insurance adviser because it’s our job to make sure you have the right cover.  We ask all the right questions so you have the correct cover.

This is what makes the difference at claim time.  Not affiliated with one insurance company, our insurance advisers are able to offer independent, honest advice that you can trust.

Business Insurance Includes


The key person or people could be the owners/shareholders or you may have other employees that are key to your businesses success.  Key people are the income generators, and have key client relationships and connections or perhaps a specific skill or knowledge that the business relies on to generate income. 

Don’t confuse key person insurance with personal insurance.  Key person insurance is insurance that goes to the business to keep it running when things go wrong. Personal insurance goes to the family.


Revenue is the lifeblood of any business. When things go wrong, through illness or injury, then revenue protection pays out funds on a monthly basis to help keep the business running.


Debt protection insurance gives your business full protection, if one of the people who ‘created’ the debt dies or is taken out of the business. It gives the business sufficient cash in order to repay debt and removes the possibility of the bank recalling the debt, leaving the business severely hamstrung and not able to function.


Is insurance cover that most businesses simply must have.  It protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits of your policy.  This type of cover protects you from the expense of out-of-court settlements, litigation and judgements awarded by courts. 


Type info here 


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